Addosser Microfinance Bank Jobs [4 new vacancies]

Latest Jobs, careers and vacancies at Addosser Microfinance Bank in Nigeria May, 2022

Addosser Microfinance Bank Limited is a finance house with international affiliation and a sub of a financial holding dedicated to improve the living condition of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.


Addosser Microfinance Bank Limited plays an important role in widening the finance options available to MSMEs by providing finance for their businesses through value added products and services. Founded in 2008, Addosser Microfinance Bank Limited is one of the leading Microfinance banks in Nigeria offering a broad range of products and services, to serve it’s over 103,000 customers through our four business groups: Retail and Microenterprise Banking, SME Banking, Consumer Banking and Specialized products & investment.

*View and apply for more >>>Nigerian Companies


Addosser Microfinance Bank Job Vacancies in Nigeria

May 2022. Head, Credit Risk Management Unit

Location: Lagos Island, Lagos
Employment Type: Full-time

Duties and Responsibilities

  • Carry out periodic reviews of the bank’s risk assets and provide data, analytics and insights on macro and micro economic variables and the implications on the risk assets creation and management for the bank.
  • Analysis and appraisal of customers’ credit requests in accordance with approved policies and procedures to ensure that credit exposures are created subject to stipulated guidelines (fulfilling conditions for disbursement or deferrals obtained)
  • Responsible for providing support, direction, credit Information and loan policies and procedures to ensure the overall quality of the Bank’s lending portfolio.
  • Monitor the strict adherence to credit related regulations (Single obligor limits, aggregate large exposures etc.)
  • Ensure timely review and approval/disapproval of credit requests.
  • Perform reviews for renewals/assessment of existing facilities performance and other credit related requests.
  • Assist the bank in identifying all identified risks that the bank is exposed to and proffer mitigates to same.
  • Preparation and rendition of all credit risk reports (unit’s weekly and monthly reports, credit exposures, performing and default loans etc.) especially for CBN returns.
  • Ensures proper documentation of individual exposure by adhering to set documentation standards and procedures.
  • Calculating the Allowance for Loan and Lease Loss Reserve (AILL) and making recommendations to executive management and the Board of Directors for monthly allocations to the Loan Loss Reserve.
  • Ensure adequate loan provisioning is done on the bank’s loan portfolio in line with prudential guidelines.
  • Reviews all loans prior to submission to management credit committee for approval.
  • Provide necessary reports to financiers and regulatory bodies as regards the credit portfolio.
  • Supervise in all loan verification exercises.

Qualifications

  • A First Degree in Economics, Finance or any other discipline, Master’s Degree is an added advantage.
  • Minimum of 7 years banking experience with at least 3 years in a senior management role in Microfinance Bank.
  • Must have completed the CIBN MCP programme.

Knowledge, Skills & Experience:

  • Data Analytics and Effective communication
  • Credit Products, Credit Analysis and Appraisal,
  • Credit Workout/Restructuring,
  • Sound industry knowledge
  • Financial analysis / interpretation knowledge,
  • People Management, Integrity and Discretion.

Application Closing Date
10th June, 2022.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.

Information Technology Officer


Location: Lagos Island, Lagos
Employment Type: Full-time

Responsibilities

  • Business Process optimization
  • Systems & Solutions design implementation
  • Assist in technical deployment of information management solutions
  • Build Business Logic of Software
  • Design, Test, and Develop Solutions to Meet User Needs
  • Users Support on Software and Hardware Issues.

Relevant Skills, Qualifications, Attributes & Experience

  • OND in Computer Science or any other relevant course of study.
  • 2 – 5 years of work experience.
  • Excellent Analytical Skills.
  • Must be computer literate.
  • Excellent communication, reporting skills.
  • Applicants must not be more than 25 years.

Application Closing Date
3rd June, 2022.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.


Senior Audit Officer


Location: Lagos Island, Lagos
Employment Type: Full-time

Job Description

  • Proper knowledge of the bank’s policies, processes and procedures.
  • Carries out periodic value added and risk based audits in all the departments and branches at least once a year to ensure strict adherence to the bank’s Internal Policies and Procedures
  • Carry out physical verification of assets and reconciles with records maintained in the bank.
  • Ensure prevention and early detection of fraud.
  • Carry out holistic investigation on frauds and irregularities detected.
  • Timely visit & Quality Report of snap checks carried out on at least 30-50 customers/Outlets.
  • Carry out effective and error Free Call Over.
  • Produce timely audit reports to the Head, Internal Audit
  • Carry out daily call-over postings and reconciliations
  • Confirm all fees and commissions paid and earned so as to identify outstanding (if any).
  • Comply with relevant accounting standards.
  • Confirms IT back up, both on-sight and off-sight and reviews backup register.
  • Verifies asset existence / reviews Asset Register.

Relevant Skills, Qualification, Attributes & Experience

  • HND / University Degree in Banking & Finance or Accounting
  • Student Member of Professional body e.g. ACCA, ICAN , ANAN
  • Minimum of 6 years experience in financial services
  • Knowledge of the banking regulations and laws
  • Proficiency in Computer Applications Excel /Microsoft Office/Banking Application
  • Good written and oral communication
  • Highly attentive to detail with excellent organizational and documentation skills
  • Proven analytical skills and problem solving ability paired with meticulous attention to detail
  • Desire to work in a fast-paced environment, consistently adhering to deadlines and evolving priorities.
  • Candidate must be between 24 years – 33 years of age (age should be clearly stated on cv)
  • Detail-oriented and strong planning and organizing skills
  • Unquestionable integrity and high level of commitment
  • Cognate experience in a microfinance bank
  • Knowledge of control and risk self-assessment facilitation techniques.
  • Knowledge of the environment, regulations, and laws.
  • Familiarity with the common indicators of fraud.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.

RSME Relationship Officer – Trade Fair and Alaba Branch


Job Title:  RSME Relationship Officer – Trade Fair and Alaba Branch
| ADDOSSER Microfinance Bank Limited | Location: Lagos
Employment Type: Full-time

Job Description

  • Sourcing for Retail SME clients in identified market zones (Alaba and Trade Fair).
  • Creation of quality risk assets monthly.
  • Rendering financial advice to customers.
  • Ensure credit appraisal & cash flow analysis of clients.
  • Ability to analyze and interpret financial statements.
  • Supervises Loan packaging and documentation.
  • Conducts credit check on borrowers and their guarantors.
  • Follow up on delinquent loans & immediately refer to same to his/her supervisor.
  • Ensure PAR is within tolerable level as specified by management.

Requirements

  • Candidates should possess a B.Sc qualification with 2 – 7 years work experience.

Application Closing Date
15th May, 2022.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.

You may also like...