Latest Jobs, careers and vacancies at Addosser Microfinance Bank in Nigeria May, 2022

Addosser Microfinance Bank Limited is a finance house with international affiliation and a sub of a financial holding dedicated to improve the living condition of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.

Addosser Microfinance Bank Limited plays an important role in widening the finance options available to MSMEs by providing finance for their businesses through value added products and services. Founded in 2008, Addosser Microfinance Bank Limited is one of the leading Microfinance banks in Nigeria offering a broad range of products and services, to serve it’s over 103,000 customers through our four business groups: Retail and Microenterprise Banking, SME Banking, Consumer Banking and Specialized products & investment.

Addosser Microfinance Bank Job Vacancies

May 2022. RSME Relationship Officer – Trade Fair and Alaba Branch

Job Title:  RSME Relationship Officer – Trade Fair and Alaba Branch | ADDOSSER Microfinance Bank Limited | Location: Lagos
Employment Type: Full-time

Job Description

• Sourcing for Retail SME clients in identified market zones (Alaba and Trade Fair).
• Creation of quality risk assets monthly.
• Rendering financial advice to customers.
• Ensure credit appraisal & cash flow analysis of clients.
• Ability to analyze and interpret financial statements.
• Supervises Loan packaging and documentation.
• Conducts credit check on borrowers and their guarantors.
• Follow up on delinquent loans & immediately refer to same to his/her supervisor.
• Ensure PAR is within tolerable level as specified by management.

Requirements

• Candidates should possess a B.Sc qualification with 2 – 7 years work experience.

Application Closing Date
15th May, 2022.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.

Credit Risk Officer

Job Title: Credit Risk Officer | Addosser Microfinance Bank } Location: Ikoyi, Lagos
Employment Type: Full-time

Job Description

• Evaluate customers’ loan applications in line with the organization’scredit policy.
• Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the bank’s risk appetite.
• Has relevant experience in analyzing consumer and SME loans.
• Organization of credit committee.
• Portfolio management & reporting.
• Create innovative credit evaluation processes and systems.
• Evaluate clients for credit worthiness based our internal risk models & their application information.
• Detect fraudulent applications, and unreliable applicants.
• Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
• Continuously ensure alignment/compliance to the credit risk management framework.
• Continuously analyze and recommend improvement on credit risk management framework, processes and systems.
• Preparation of statutory reports.

Qualifications / Requirements

• A First Degree in Economics, Finance or any other discipline, Master’s Degree is an added advantage.
• 2-3 years’ relevant experience in the Financial Services Industry.
• Good knowledge of accounting and relevant lending ratios.
• Experience in Credit Risk Management
• Data Analytics and Effective communication
• Good Knowledge of Credit Analysis and Appraisal
• Experience in SME
• Good reporting skills.

Application Closing Date
15th April, 2022.

Method of Application
Interested and qualified candidates should:
Click here to apply online

Corporate Communications Officer

Location: Ikoyi, Lagos
Employment Type: Full-time

Job Description

• Develop and implement the organization’s communication plans and strategies in order to improve brand awareness for both internal and external customers.
• Develop and edit communication materials such as press releases, internal and external blogs, website copy, and similar marketing materials to promote the organization’s product and services.
• Identify opportunities and develop advert campaigns and press releases to increase brand and product awareness. Monitor and analyze performance of advertising campaigns.
• Conceptualize, manage and oversee the design, content and production of marketing materials and publications and ensure it is consistent with the organization’s brand identity.
• Build strategic relationships with key media players, partners/vendors, and agencies to secure and grow media online and offline coverage.
• Plan and deliver effective corporate events such as Networking programs, Capacity Building Programmes, to promote Addosser’s corporate image.
• Update company’s websites and social media platforms to improve marketing awareness and generate more leads.
• Prepare and monitor the marketing budget and ensure optimization.
• Ensure that all communications and marketing materials align with brand identity.
• Implement and evaluate the organization’s social impact initiatives and SWEC initiatives.
• Grow and manage the SWEC community

Requirements

• B.Sc or HND in any related field.
• 2 – 4 years’ experience as a Brands and Communications Specialist (Preferably in a Financial Service space)
• Proficiency in the use of social media pages of corporate organizations.
• Excellent communications skills
• Ability to implement projects (Corporate events) end-to-end.
• Excellent vendor relationship abilities.

Application Closing Date
15th April, 2022.

How to Apply
Interested and qualified candidates should:
Click here to apply online

SME Lending Officer

Location: Ikoyi, Lagos
Employment Type: Full-time

Job Description

• Prospect for new SME clients and assist with their loan applications.
• Recommendation of Loans: Recommendation of loans to the Credit Unit for approval.
• Analyze and interpret financial statements of the business in order to access the repayment capacity and financial capacity of the borrower.
• Monitoring and Follow up with Repayment: ensure 100% repayment of disbursed loans.
• Conducts loan appraisals and collects detailed information (personal, business, and guarantors). All clients and guarantors applying for loans for their businesses and Offices must be visited before disbursement is carried out.
• Market intelligence – develop market intelligence, detailed research, competition analysis and database with the view to capture the assigned market space.
• Develop sales initiative/Conduct Product Campaign: acquire an impeccable knowledge of all product/services, develop a strategy in communicating product essentials to get buy-in through all available platforms (one–on–one, social media, target group engagement and other sales channels)
• Develop new markets –develop new wider and deeper markets by reaching organizations, associations and communities with customized banking services offering the unique selling proposition of the bank.
• Manage correspondence: maintain swift correspondence with inter/intra dependent roles, customers, reporting line and every stakeholder in the sales pipeline to ensure excellent and satisfactory service delivery to customers.
• Maintain contact and good relationships with clients.
• Growth and development: study market/industry trends/initiatives per time to boost personal and target delivery per timeline.
• Execute all other jobs as assigned by team lead and management.

Relevant Skills, Qualification, Attributes & Experience

• B.Sc / HND in Social Sciences or any other relevant course of study.
• Minimum of 2 years’ cognate experience in SME Lending in any Financial Institution (preferably a finance house)
• Ability to evaluate needs of customers and determine what products or services would best serve those needs
• Good interpersonal relationship skills.
• Excellent Analytical Skills.
• Must be computer literate.
• Excellent communication, reporting skills.

Application Closing Date
15th April, 2022.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Junior Legal Officer

Location: Lagos | Employment Type: Full-time | ADDOSSER Microfinance Bank

Job Description

• Drafting, reviewing, negotiating and amending all standard and non-standard documentation used within the company including, without limitation, customer sale contract, other customer documents, contracts with suppliers, consultants and contractors, HR documents etc.
• Preparing and processing all contractual documents required by the company in its carrying out of its business activities. 
• Coordinating all arrangements for meetings of the Board and members under the supervision of the Head, legal as well as Working hand in hand with the bank’s company secretary on all secretarial functions and ensuring all matters are handled with due diligence/
• General legal advisory services to Branches, Risk Management, Credit Committee,
• Executive Management, the Board of Directors and other internal customers and stakeholders.
• Ensuring compliance with the provisions of relevant provisions of the Nigerian law, KYC and Customer Due Diligence Circulars, the CBN regulatory guidelines on Microfinance, BOFIA 1990, yearly Monetary Policies circular issued by CBN etc.
• Strategic support services to the Administration Department in terms of due diligence on property acquisition, documentation, exchange of contract and perfection of the Bank’s titles and interests. 
• Attendance in courts (Hold Watching brief for the company)
• Liaising with external solicitors on legal matters.
• Attending meetings of the company, Directors, shareholders and advising on compliance where necessary.
• Preparing and giving weekly reports at the management meetings
• Maintaining the Register and other records required to be maintained by the company
• Support Services to Remedial Management on loan recoveries and securities’ realization – Intervention in recovery cases with the police, vetting of petitions whenever required / letters from clients’ lawyers etc.
• Handling of all CAC matters; conducting searches on any organization the Bank is dealing with, incorporation, fillings, Title to documents etc.

Relevant Skills, Qualification, Attributes & Experience

• Bachelor’s Degree with 1-2 years Legal Experience
• Ability to adapt to changing environment.
• Strong analytical and problem-solving abilities.
• Excellent written and oral communication skills.
• Efficiency and ability to achieve results under tight deadlines and high pressure.

Application Closing Date
22nd March, 2022.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.

Professional Driver

Location: Lagos

Job Details

• Drive company vehicles to pick up or drop employees
• Ensure that assigned vehicles are always clean and in good condition. Necessary maintenance such as washing and /or cleaning of assigned vehicles shall be done and scheduled properly for the convenience of staff.
• Responsible for the routine check-up of the vehicles, such as motor oils, brake function, water, lights and tire condition.
• Observe strict company rules, regulations, policies and directives.
• Must strictly observe Traffic Rules and Regulation and maximum speed limit as prescribed by the National Road Traffic Regulation & Lagos state traffic law
• Park the assigned vehicles at the specified parking lot in the office.
• Must monitor expiration and renewal of his driver’s license without causing any inconvenience to the company’s schedule

Job Requirements

• Minimum of SSCE certificate.
• At least 3 years’ experience in a structured organisation.
• Driver must reside in on the Island
• Strict adherence to traffic rules and regulations.
• Must be neat and well groomed
• Must have working knowledge of vehicle safety and control systems.
• Only Candidate that reside around Berger, Lagos Island and Ikorodu should apply

Application Closing Date
1st March, 2022.

Method of Application
Interested and qualified candidates should:
Click here to apply online

Deposit Mobilizatoin Officer

Location: Lagos

Responsibilities

• Marketing and sale of all bank’s deposit products.
• Sourcing for new and maintaining existing deposit clients.
• Constant update of customers’ passbooks.
• Enhance and establishes relationship with existing &prospective customers.
• Database acquisition to be penetrated into the target market.
• Relieve staff on leave on daily /weekly cash collections /repayments.
• Achieve set targets in deposit mobilization and other assigned tasks.
• Participate in market storms

Required Qualifications, Skills & Experience

• OND in Business Administration, Accounting or any numerate disciplines and the Social Sciences.
• 0 – 2 years work experience.
• High computer literacy.
• Strong interpersonal and analytical skills.
• Good written and oral communication.
• Attention to details.
• Must not be above 28 years old.
• Assertive and self-driven.

Salary
N70,000 monthly.

Application Closing Date
1st March, 2022.

How to Apply
Interested and qualified canddiates should:
Click here to apply online

Telemarketing Officer

Location: Ikoyi – Lagos,
Employment Type: Full-time

Job Description

• Answering incoming calls from prospective customers
• Attend to online applications of prospective clients
• Ensure that all necessary documents are provided by the clients
• Submit all documents for processing to the Relationship Officers
• Follow up by ensuring that the customer transactions are consummated
• Prepare weekly reports of the leads and concluded transactions
• Ensure a high conversion rate of leads generated
• Collaborate with the Corporate Communications dept in providing feedback from Advert channels based on quality of applications and any emerging trends
• Meet or exceed projected weekly and monthly sales target
• Cold calling people using a given phone directory to sell products

Job Requirements

• 1-3 years of previous experience in customer service or telemarketing preferred
• Experience in a Loan/Fintech environment is an added advantage.
• Able to accept constructive criticism and continually improve sales techniques
• Experience handling and processing loan information over the phone is advantageous
• Fluency in English is essential
• Excellent communication and interpersonal skills
• Professional experience using online forms to enter and personal information
• Speed and accuracy in typing
• Experience in a position where meeting sales goals was an important indication of performance
• Persistent and results-oriented
• Customer satisfaction orientation and sales competencies

Application Closing Date
15th February, 2022.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Loan Officer (Trainee Program)

| Addosser Microfinance Bank | Location: Lagos

Job Summary

• We seek to attract aspiring candidates who want to build a career in the financial service sector and are highly driven to achieve their career aspirations while fulfilling organizational goals.

Responsibilities

• Sourcing for loan clients in identified market zones.
• Rendering financial advice to customers.
• Ensure credit appraisal and cash flow analysis of clients.
• Ensure all loan requirements inclusive of charges are properly communicated to clients and all documentation duly completed, executed and submitted.
• Ensure all approved loan are disbursed timely.
• Supervise loan packaging and documentation.
• Conduct credit checks on borrowers and their guarantors.
• Confirm status (Physical state, valuation e.t.c) of asset / properties used as collateral by customers.

Requirements

• A minimum of HND / Bachelor’s Degree passed at minimum of Second Class division.
• Applicants should not be more than 30 years old.
• Candidate must be prepared to take up a marketing role.
• Candidate must be willing to work in the following locating Ikorodu, Agege, Ikeja, Alaba, Odunade, Ajegunle, Trade fair, Lagos Island, Mushin Oshodi, Ile epo,
• Candidate must reside in Lagos and must have concluded NYSC.
• Work experience is not required.
• Excellent team player.
• Strong interpersonal communication and negotiation skills, including the ability to interact effectively with People of diverse cultures.
• Analytical and problem solving skills.

Application Closing Date
31st January, 2022.

How to Apply
Interested and qualified candidates should:
Click here to apply online