Alert Microfinance Bank Jobs Recruitment [2 new positions]

Latest Alert MFB Jobs vacancies and careers in Nigeria – Lagos December, 2021

  • IT Intern
  • Internal Control & Compliance Executive

About Alert Microfinance Bank Limited

Alert Microfinance Bank Limited, formerly known as BOIG Microfinance Bank Limited, is Located at No 33, Idumagbo Avenue, Lagos Island, Lagos State. We are strategically located in the commercial hub centre of Lagos State (Lagos Island), an area that accommodates varieties of business ventures ranging from small, medium to large scale business enterprises.

The bank’s supervision falls under the purview of the Central Bank of Nigeria (CBN). In accordance to the CBN regulatory guidelines for Microfinance Banks in Nigeria, the following are the medium through which ALERT MFB delivers quality and affordable Microfinance services: The bank started operations in 2014 as a Microfinance Bank with its core mandate of providing affordable, flexible financial and non-financial services to micro-entrepreneurs in Nigeria, particularly Lagos State.

ALERT Microfinance Bank Limited is a limited liability company, incorporated in Nigeria by the Corporate Affairs Commission (CAC) with Registration Certificate No 1112134 on 2nd May, 2013 as a company limited by shares. The bank commenced full financial operations on 2nd January 2014 with an Authorized share capital of N 20,000,000 (Twenty Million naira only) fully paid up at a nominal value of N1.00 per share.

The authorized share capital was increased to N 250,000,000.00 (Two hundred and fifty million nairas only) on the 10th September 2015, out of which the sum of N209, 000. 000(Two Hundred and Nine Million Naira Only) have been approved by the Central Bank of Nigeria (CBN). These shares have been fully paid. In the year 2018, the bank increased its authorized share capital from 250,000,000 to 1 Billion Naira only. The bank has also submitted to CBN additional capital of about 400,000,000 for approval. This upon approval will shore up our paid-up capital to an excess of N600,000,000. We project to have in excess of 1 Billion Naira capital before the end of the year 2020.

ALERT Microfinance Bank Limited

December, 2021 | Job Title: IT Intern | Alert Microfinance Bank Limited | Location: Ebute Metta, Lagos | Employment Type: Full-time

Requirements

  • Minimum of First Class or Second Class Upper, Computer Science or Information Communication Technology
  • Tech Savvy
  • Proficiency in Programming and Application Development is an added advantage.
  • Interested Candidates who newly completed NYSC service year could be considered.

Skills:

  • Must be Tech Savvy
  • Technical Understanding of Coding and Application development is an added advantage.

Application Closing Date
30th December, 2021.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using “IT Intern” as the subject of the email.

Job Title: Internal Control & Compliance Executive | Location: Lagos | Employment Type: Full-time

Job Summary

  • Internal Control & Compliance Executive at Alert Microfinance Bank is a criticalrolein delivering the organization’s strategic objectives by conducting periodic assessments to evaluate conformance with code of ethics and regulatory bodies, carrying out operational audits to ensure the organization meets operational requirements.

Job Description

  • Conducting compliance risk assessments.
  • Conducting internal reviews and audits.
  • Conducting operational audits to ensure the organization meets operational requirements.
  • Advising internal management and business partners on the implementation of compliance programs.
  • Developing risk management strategies.
  • Following up on compliance issues that require investigation.
  • Evaluating compliance systems and ensuring adequate software is in place.
  • Reporting on compliance.
  • Conduct periodic assessments to evaluate conformance with code of ethics and regulatory standards (regulatory bodies).
  • Dealing and being the point of contact for the regulators (CBN, IFRS etc).
  • Conducting regular GAP analysis on new and updated controls and best practices in the Microfinance Industry.

Requirements

  • Minimum of B.Sc or HND in Accounts and Finance related role.
  • Minimum of 5 years of Cognate experience in Microfinance Industry as Compliance Manager is a MUST.
  • Chartered membership of a relevant professional association, e.g. ACA, ICAN, ACCA.
  • Previous experience in Management and proficient use of accounting software E.g Quickbooks, Peachtree, SAP
  • Proficiency in Microsoft Office package, especially Excel and Word.
  • Strong communication, interpersonal and analytical skills.
  • Demonstrates ability to identify problems.

Skills:

  • Ability to work under pressure, independently and with limited supervision.
  • Flexibility.
  • Ability to work in a dynamic environment and to multi-task to meet deadlines.
  • Promotes team work, contributes towards building team consensus and acts as a team player.
  • Consistently approach work with energy and a positive, constructive attitude.

Application Closing Date
26th November, 2021.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using “Internal Control & Compliance Executive” as the subject of the mail.

Note: Only qualified candidates will be shortlisted.

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Job Title: Experienced SME Loan Marketer | Alert Microfinance Bank | Location: Lagos | Employment Type: Full-time

Summary

  • Candidate will be responsible for the evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.

Job Description

  • Market loan products and process loan applications for SME Customers
  • Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
  • Determine all applicable ratios and metrics and set up loan payment plans
  • Complete loan contracts and counsel clients on policies and restrictions
  • Opening loan applications Conducting loan analysis by visiting the business and household of clients
  • Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
  • Presenting loan proposals to the credit units and informing the client about the decision of the credit units
  • Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
  • Ensuring high quality standards of the bank’s credit portfolio
  • Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Key Requirements

  • Minimum of B.Sc or its equivalent in Marketing or related field.
  • Minimum of 5 years cognate experience from a reputable Microfinance Bank.
  • Sound Risk Management experience and can disburse / deliver a Min of 20million Naira Loan Monthly with good success rate and track records.
  • Good knowledge of Lagos Island and Mainland markets.
  • Ability to disburse SME Loans in large volumes without default.
  • Experienced in repayment tracking and loan collection without a day default.

Skills:

  • Detailed and target oriented.
  • Excellent team spirit and communications skills.
  • Excellent Human Relations and Inter-personal skills.
  • Goal oriented.

Salary
Very Attractive (With Incentives and Commission).

Application Closing Date
15th November, 2021.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using “Experienced SME Loan Marketer” as the subject of the mail.

Note: Only qualified candidates will be shortlisted


Job Title: IT Intern | Location: Lagos Island, Lagos | Employment Type: Full-time | Alert Microfinance Bank

Requirements

  • Minimum of First Class or Second Class Upper, Computer Science or Information Communication Technology
  • Tech Savvy
  • Proficiency in Programming and Application Development is an added advantage.
  • Interested Candidates who newly completed NYSC service year could be considered.

Skills:

  • Must be Tech Savvy
  • Technical Understanding of Coding and Application development is an added advantage.

Application Closing Date
15th November, 2021.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using “IT Intern” as the subject of the email.

Note: Only qualified candidates will be shortlisted.

Job Recruitment Title: Credit Risk Officer | Alert Microfinance bank | Location: Lagos

Location: Lagos Island, Lagos
Employment Type: Full-time

Job Description

  • Carry out a risk assessment of all loan applications and recommend approval as applicable.
  • Improve and embed a risk management culture within the Bank.
  • Liaise with the Departmental head to send relevant reports to regulators i.e. CBN and others.
  • Ensure the Bank remains compliant in line with local regulations and internal policy requirements.
  • Conduct a risk profile exercise to ascertain the residual level of risk exposure in the Bank.
  • Report all due repayments in the Bank’s Risk Assets.
  • Performs first level review and evaluation on all retail requests to ensure all recommendations are made in line with the Bank’s risk acceptance criteria for specific retail loan product
  • Confirms that all retail credit requests presented by the business offices through the bank’s workflow platforms have all required data completed and supporting documents are attached for scrutiny for an informed lending decision making.
  • Conducts internal credit checks is done within the bank for any retail credit presented, while further providing due interpretation for the credit check reports to ascertain credit worthiness of the customer.
  • Conduct detailed collateral analysis, paying due attention to collateral acceptability.

Requirements

  • Minimum of B.Sc. or HND in Accounts, Finance, Economics, Business Administration, Statistics.
  • Minimum of 1 year cognate experience as a Credit Risk Officer in a Microfinance Bank

Skills:

  • Customer relationship management skills.
  • Ability to work with little or no supervision.
  • Problem Solving, Critical reasoning, detail oriented.
  • Excellent verbal, presentation and writing skills.

Application Closing Date
12th November, 2021

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using “Credit Risk Officer” as the subject of the email.

Note: Only qualified candidates will be shortlisted.

Job Title: FinTech Intern | Alert Microfinance bank | Location: Lagos |

Location: Lagos
Employment Type: Full-time

Requirement / Skills

  • Minimum of First Class or Second Class Upper, Computer Science Or Information Communication Technology.
  • Must be Tech Savvy.
  • Technical Understanding of Coding and Application development is an added advantage.

Application Closing Date
12th November, 2021.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using “FinTech Intern” as the subject of the email.

Job Title: Digital Transformation Manager – Fintech | Alert Microfinance bank | Location: Lagos | Employment Type: Full-time

Job Summary

  • Digital Transformation Expert at Alert Microfinance Bank is a critical roleand the idea candidate will be responsible to lead a team of tech savvy experts, drive and execute the bank digital transformation projects.

Job Description
Digital Transformation Process:

  • Drive and execute the bank digital transformation projects.
  • Effective and efficient electronic card management for web and mobile payment channels.
  • Management of excellent service delivery across the network.
  • Development and implementation of operations digitalization
  • Foster a lasting and seamless relationship with electronic service providers: NIBSS, Interswitch, etc
  • Identify friction points for Fintech and market sales teams in prospecting, pitching, onboarding and growing new business. Set standards for the client experience and work with Client Services, Risk, Operations, Sales and Finance to ensure they are met.
  • Lead the development of frameworks and content centrally that can be repeatedly used by market sales teams (Risk management, category prioritization and sales collaterals):
  • Work with the Risk team to manage the risk of the portfolio to ensure the integrity of the ecosystem while balancing client needs for speed

Leadership, Planning & Communication:

  • Develop strategic and operational plans for Fintech business, leading thought leadership on the value of Fintech to the broader business
  • Lead a team of specialists on transactional banking offerings.
  • Coordinate the electronics banking business of the company
  • Work with the management team to structure their Cluster Fintech sales teams.
  • Report and interact with senior management to indicate the status of Fintech deal progress. Bringing a commercial lens to the performance of Fintech in the organization.

Requirements

  • Minimum of a B.Sc or HND in a related role.
  • Minimum 3 – 5 years of Cognate experience as Head of Fintech is a Must.
  • Extensive experience in the payments/fintech/banking/telecoms or related technology industry with experience of operating in a Microfinance Bank System
  • Strong communication, interpersonal and analytical skills
  • Demonstrates ability to identify problems

Skills:

  • Software Development. It may seem a somewhat generic point when you compare software development to other more niche skills that are in demand.
  • Proficient in Digital Transformation.
  • Cybersecurity and blockchain proficiency
  • Developments and the drive for Automation.
  • Soft Skills.

Application Closing Date
13th October, 2021.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using “Digital Transformation Expert” as the subject of the mail.

Note: Only qualified candidates will be shortlisted.

Job Title: Credit Risk Officer | Alert Microfinance Bank Limited | Location: Lagos Island, Lagos
Employment Type: Full-time

Job Description

  • Carry out a risk assessment of all loan applications and recommend approval as applicable.
  • Improve and embed a risk management culture within the Bank.
  • Liaise with the Departmental head to send relevant reports to regulators i.e. CBN and others.
  • Ensure the Bank remains compliant in line with local regulations and internal policy requirements.
  • Conduct a risk profile exercise to ascertain the residual level of risk exposure in the Bank.
  • Report all due repayments in the Bank’s Risk Assets.
  • Performs first level review and evaluation on all retail requests to ensure all recommendations are made in line with the Bank’s risk acceptance criteria for specific retail loan product
  • Confirms that all retail credit requests presented by the business offices through the bank’s workflow platforms have all required data completed and supporting documents are attached for scrutiny for an informed lending decision making.
  • Conducts internal credit checks is done within the bank for any retail credit presented, while further providing due interpretation for the credit check reports to ascertain credit worthiness of the customer.
  • Conduct detailed collateral analysis, paying due attention to collateral acceptability.

Requirements

  • Minimum of B.Sc. or HND in Accounts, Finance, Economics, Business Administration, Statistics.
  • Minimum of a year cognate experience as a Credit Risk Officer in a Microfinance Bank.

Skills:

  • Customer relationship management skills.
  • Ability to work with little or no supervision.
  • Problem Solving, Critical reasoning, detail oriented.
  • Excellent verbal, presentation and writing skills.

Application Closing Date
30th September, 2021.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using “Credit Risk Officer as the subject of the mail.

Note: Only qualified candidates will be shortlisted.

Job Title: Experienced Loan Marketer | Location: Lagos | Employment Type: Full-time | Alert Microfinance Bank Limited

Job Summary

  • Experienced Loan Marketers at Alert Microfinance Bank are responsible for the evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.

Job Description

  • Market loan products and process loan applications for SME, Public and Private Sectors.
  • Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
  • Determine all applicable ratios and metrics and set up loan payment plans
  • Complete loan contracts and counsel clients on policies and restrictions
  • Opening loan applications Conducting loan analysis by visiting the business and household of clients
  • Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
  • Presenting loan proposals to the credit units and informing the client about the decision of the credit units
  • Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
  • Ensuring high quality standards of the bank’s credit portfolio
  • Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Key Requirements

  • Minimum of B.Sc. or its equivalent in Marketing or related field.
  • Minimum of 5 years cognate experience from a reputable Microfinance Bank.
  • Sound Risk Management experience and can disburse / deliver a Min of 20million Naira Loan Monthly with good success rate and track records.
  • Good knowledge of Lagos Island and Mainland markets.
  • Ability to disburse SME, Public and Private Loans in large volumes without default.
  • Experienced in repayment tracking and loan collection without a day default.

Skills:

  • Detailed and target oriented
  • Excellent team spirit and communications skills
  • Excellent Human Relations and Inter-personal skills
  • Goal oriented.

Application Closing Date
30th September, 2021.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using “Experienced Loan Marketer” as the mail subject.

Note: Only qualified candidates will be shortlisted.

Job Title: Experienced SME Loan Marketer | Location: Lagos | Employment Type: Full-time | Alert Microfinance Bank

Job Summary

  • Experienced SME Loan Marketers at Alert Microfinance Bank are responsible for the evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.

Job Description

  • Market loan products and process loan applications for SME Customers
  • Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
  • Determine all applicable ratios and metrics and set up loan payment plans
  • Complete loan contracts and counsel clients on policies and restrictions
  • Opening loan applications Conducting loan analysis by visiting the business and household of clients
  • Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
  • Presenting loan proposals to the credit units and informing the client about the decision of the credit units
  • Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
  • Ensuring high quality standards of the bank’s credit portfolio
  • Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Key Requirements

  • Minimum of B.Sc. or its equivalent in Marketing or related field.
  • Minimum of 5 years cognate experience from a reputable Microfinance Bank.
  • Sound Risk Management experience and can disburse  /deliver a Min of 20million Naira Loan Monthly with good success rate and track records.
  • Good knowledge of Lagos Island and Mainland markets.
  • Ability to disburse SME Loans in large volumes without default.
  • Experienced in repayment tracking and loan collection without a day default.

Skills:

  • Detailed and target oriented
  • Excellent team spirit and communications skills
  • Excellent Human Relations and Inter-personal skills
  • Goal oriented.

Salary
Very Attractive (With Incentives and Commission).

Application Closing Date
30th September, 2021.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using “Experienced SME Loan Marketer” as the mail subject.

Note: Only qualified candidates will be shortlisted.

*Read Other Stories From The Web