Credit Analyst at Primera Africa Finance Group

Title: Credit Analyst | Primera Africa Finance Group | Location: Victoria Island, Lagos
Job Type: Full-time
Department: Risk Management – Credit Analysis and Processing
Reports to: Head, Credit Analysis and Processing

Read more about the company and view other existing opportunities

Job Summary

  • Ensure customers application are approved in line with agreed TAT
  • Appraises risk asset applications and subjecting them to credit analysis identifying potential risks and advising Management of corrective actions to be taken to minimize credit losses
  • Ensure adherence to Bank’s credit policies and processes.

Job Description

  • Appraise and approve all SME and Microcredit loan applications
  • Monitor the portfolio to ensure a healthy portfolio is maintained at 3% PAR
  • Ensure lending assets for approval are within parameters
  • Contact liaison with sales team to ensure conformity with credit policy and training
  • Ensure that work flow is consistent with credit approval to achieve high portfolio standard
  • Develop and implement procedure and processes for fraud prevention management
  • Monitor/ report exposure and assess current and potential risk and assist management in developing prevention strategies
  • Conduct credit checks and other verifications on consumer customers
  • Regularly analyse concentration risk of loan protfolio and advise management accordingly
  • Monthly and quarterly reporting of performance of loan customers to credit bureau
  • Analyse and report on portfolio characteristics, assisting in product development geared towards managing inherent credit risks in bank’s products.


  • Credit reports and portfolio analysis reports
  • Submission of reports to credit bureau
  • Quality of loan portfolio
  • Adherence to credit approval process


  • Minimum of B.Sc. in any Social Science discipline (Business Administration, Marketing, Banking & Finance, Economics or related courses).
  • Minimum of 3 to 5 years in Credit Analyst Role
  • Experience with reviewing SME and Microcredit transactions
  • Professional certification will be an added advantage

Required Skills:

  • Excellent Interpersonal skills
  • Persuasive skills
  • Excellent Analytical skills
  • Must be a team player
  • Excellent Communication skills
  • Vast in Microsoft office packages
  • Problem solving skills
  • Practical knowledge and understanding of risk management, CBN regulations and the financial services industry

Very competitive

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply