Credit Risk Analyst at GTI Microfinance Bank Limited

Title: Credit Risk Analyst | GTI Microfinance Bank Limited | Location: Lagos Island, Lagos | Type: Full-time

Read more about the company and view other existing opportunities

Role Description

  • Evaluating and reviewing of client’s credit proposal for approval or rejection based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
  • Preparation of Credit Appraisal Memorandum (CAM) for Management and Board consideration and Approval.
  • Conducting credit search from an approved Credit Bureau for facilities of N50, 000 and above.
  • Booking of loans in line with approved terms and conditions for the management approval.
  • Proper documentation and updating of loan files.
  • Follow up and monitoring any of the disbursed loans to ensure timely repayment.
  • Making sure that all loan request documentations are correct and genuine.
  • Render timely report to regulatory bodies (CBN, NDIC, etc.) when required, especially when the HOD is unavailable.
  • Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required when assigned.
  • Meet daily deliverables.

Requirements

  • Candidates should possess a Bachelor’s Degree with 3-5 years work experience.

Application Closing Date
31st August, 2021.

How to Apply
Interested and qualified candidates should forward their CV to: [email protected] using the Position as the subject of the email.