Credit Risk Officer at Addosser Microfinance Bank Limited


Addosser Microfinance Bank Limited is an innovative financial institution dedicated to improving the living condition of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.

We are recruiting to fill the position below:

Job Title: Loan Officer Trainee

Location: Lagos
Job Sector: Banking

Job Description

  • We seek to attract aspiring candidates who want to build a career in the financial service sector and are highly driven to achieve their career aspirations while fulfilling organizational goals.


  • Sourcing for loan clients in identified market zones.
  • Rendering financial advice to customers.
  • Ensure credit appraisal and cash flow analysis of clients.
  • Ensure all loan requirements inclusive of charges are properly communicated to clients and all documentation duly completed, executed and submitted.
  • Ensure all approved loan are disbursed timely.
  • Supervise loan packaging and documentation.
  • Conduct credit checks on borrowers and their guarantors.
  • Confirm status (Physical state, valuation e.t.c) of asset/properties used as collateral by customers.


  • A minimum of HND / Bachelor’s Degree passed at minimum of Second Class division.
  • Applicants should not be more than 27 years old.
  • Candidate must be prepared to take up a marketing role.
  • Candidate must reside in Lagos and must have concluded NYSC.
  • Work experience is not required.
  • Excellent team player.
  • Strong interpersonal communication and negotiation skills, including the ability to interact effectively with People of diverse cultures.
  • Analytical and problem solving skills

Application Closing Date
30th March, 2020.

How to Apply
Interested and qualified candidates should send their Application Letter and Resume to:


  • Selected candidates will be hired as “Loan Officer Trainees”, and undergo a structured training and competency-building program to equip them for top-level performance.
  • Only suitable candidate will be selected.


Please enter your comment!
Please enter your name here