Experience SME Officer at Baobab Microfinance Bank

Title: Experience SME Officer | Location: Lagos | Type: Full-time | Baobab Microfinance Bank
Supervisor: Reporting to Head SME Manager

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Position Scope

  • The successful candidate will be responsible for setting the strategic agenda for SME

Role Description

  • SME Loan Officer is responsible for processing loan applications for SME and corporate clients, as well as monitoring the loan portfolio.

Duties and Responsibilities

  • Prospect new SME clients and assists them for loan applications.
  • Has the ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
  • Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arranges to open a new loan account.
  • Prepares and executes loan contracts and arrange for disbursement of loan in kind.
  • Have good knowledge about guidelines of the regulatory body and be able to prepare loan reports for internal and external use.
  • Monitors the loan and follows up of the timely repayment.
  • Maintain contact and maintain good relationships with clients.
  • Ensure full compliance with all in-place.
  • Any other task as assigned by the Head of Department.

Skills and Specifications

  • Bachelor’s Degree in Banking & Finance or Accounting
  • At least 1-2 years prior experience in the credit/SME department from a Microfinance bank.
  • Organisational and time management skills.
  • Ability to work effectively in a team environment.
  • Negotiation and internal relationship building.
  • Sound written and verbal English communication skills.
  • Advanced computer skills (MS Word, Excel, PowerPoint).
  • Analysis and reporting skills.
  • Problem solving and decision making.


  • Good understanding of business processes.
  • Ability to communicate and to maintain good relations with the client.
  • Good presentation skills and excellent courteous attitude; social concern.
  • Ability to work in confidentiality; ability to work in the field.

Application Closing Date
7th June, 2021.

Method of Application
Interested and qualifed candidates should send their Resume to: [email protected] using the Title as the subject of the email.