Graduate Account Officer, Commercial Banking Divison at Access Bank

Title: Account Officer, Commercial Banking Divison | Access Bank Plc | Location: Nigeria
Type: Full time


Access Bank Plc is a financial institution with presence in 9 countries in Africa and the United Kingdom and in all major cities in Nigeria. Also referred to as the Africa’s Bank of Best Practice, Access Bank operates on a platform of strong ethics, governance and professionalism.

Description

  • To ensure that customer relationships are developed and maintained by providing excellent financial products and services that add value to the customer while minimizing costs and risk to the bank

Functions and Responsibilities

  • New Business Development
  • Credit processing and Appraisals
  • Close Monitoring of Credit relationships and loan recoveries
  • Maintain good public relations with current and prospective customers
  • Achieving set PCE and Balance Sheet Targets
  • Analyse and interpret financial data and recommend on the credit worthiness of the customer
  • Attend Credit Committee meetings with the Team Leader
  • Prepare periodic reports for the team
  • Assist in preparing the Team’s budget
  • Achieve PCE, Balance and other performance target
  • Perform other duties as may be assigned by the Relationship Manager

Key Performance Indicators:

  • Meeting/exceeding set targets
  • Turn around time on deliverables
  • Rate of customer sign on/ acquisition
  • Exceeding balance sheet/ liability targets
  • Customer satisfaction levels
  • Report rendition (CAC, ALCO, MPR, FSR)
  • Quality of documents:
    • FAM/ FSR
    • MCC Presentation
    • Memos
  • Daily a/c review (Morning & night)

Professional Requirements
Qualification:

  • First degree in any Discipline with a minimum of Second Class honors. Relevant Masters’ degree will be an advantage
  • Professional Membership
  • A recognized professional certification will be an added advantage

Minimum Experience:

  • 1 – 3 years relevant experience; exposure in the marketing of financial services, will be an added advantage

Requirements:
Good Customer Service / Relationship Management:

  • Strong selling/negotiation skills
  • Strong Financial Analysis / Interpretation capabilities
  • Oral & Written communication
  • Strong strategic orientation Generic Skills
  • Team work
  • Initiative
  • Entrepreneurship/ taking ownership
  • Analytical Skills/ Problem solving
  • Self-Management
  • Interpersonal Skills

Benefits

  • Leave Allowance, Medical Allowance, Bonus payments as applicable, Passage as applicable, 13th month as applicable

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply