GTI Microfinance Bank Jobs Recruitment in Nigeria [1 new]

GTI Microfinance Bank Recruitment and Recruitment  September, 2021

GTI Microfinance Limited was incorporated in August 2007 as a limited liability company and started its operations in 2008 at No. 127 Obafemi Awolowo Road, Ikeja.

In October 2013, it was licensed as a State-Wide Microfinance Bank and moved its Head Office to No. 4 Tinubu Street, Central Business District, Marina Lagos. Other branches are located at Mushin, Abattoir in Agege, Surulere and Arena.

Selected Job

Job Title: Head, Credit Processing | Location: Lagos Island, Lagos | Employment Type: Full-time | GTI Microfinance

Job Description

  • Evaluating and reviewing of clients’ credit proposals for approval decision based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
  • Preparation of Credit Appraisal Memorandum (CAM) for Board’s consideration and approval.
  • Conducting credit search from an approved Credit Bureau for facilities of N50,000 and above.
  • Booking of loans in line with the credit policy and approved terms and conditions.
  • Proper documentation and updating of the loan files.
  • Collaborating with branches to achieve budgets on risk assets creation.
  • Make recommendation for review and update the bank’s credit policies as necessary.
  • Organize in-house training for staff and Loan Officers on loan products and processing.
  • Render timely report to regulatory bodies (CBN, NDIC, etc) when required.
  • Preparing monthly report Portfolio AT Risk (PAR) with a summary of loan loss provision required.
  • Preparing monthly credit performance reports (branch wise and product wise).
  • Prompt and accurate monthly update of loans on the Credit Bureau and CRMS portal.
  • Attend Management Credit Committee, Strategic Business Unit (SBU) and Management Meetings.


  • Bachelor’s Degree with a minimum of 5 years work experience.

Key Skills:

  • Analytical/ Initiative Skills.
  • Excellent Interpersonal Skills & Customer Centric.
  • Strategic Orientation.
  • Ability to work under pressure.
  • Good Managerial/Administration traits.
  • Ability to work in team(s).
  • Outstanding organizational and leadership abilities.
  • Aptitude in decision-making and problem-solving.
  • Working knowledge of data analysis and performance / operation metrics.

Application Closing Date
30th September, 2021.

How to Apply
Interested and qualified candidates should forward thier CV to: [email protected] using the Job Title as the subject of the mail.

Note: Only qualified candidates will be contacted.

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