IBILE Microfinance Bank Limited Jobs Recruitment [4 new]

Latest careers and jobs vacancies at IBILE Microfinance Bank Limited in Nigeria October, 2021 for:

  • Team Lead, Business Development (Commercial / SME)
  • Deposit Mobilization / Savings Officer
  • Entry Level Loan Marketing Officer
  • Business Development / Loan Officer

IBILE Microfinance Bank Limited is a fast-growing Microfinance Bank with designed fitting financial products to meet the diversified and dynamic economy of the micro sectors in Lagos state. The bank is managed by industry seasoned professionals with the objective to facilitate financial inclusion services, serve the Micro Small and Medium Scale industry (MSMSE) and empowered to grow and sustain the gross domestic product (GDP) of the fifth largest economy in Africa.

Job Title: Team Lead, Business Development (Commercial / SME) | IBILE Microfinance Bank Limited

Location: Agbara, Lagos
Employment Type: Full-time

Job Objective

  • To market IBILE MFB’s products with the objective of meeting financial targets while ensuring that customers’ needs are met.

Job Description

  • Win new customers and retain existing customers
  • Ensure optimal team work
  • Ensure deposit liability mobilization
  • Supervise call plan and call memo
  • Ensure team representation in the market
  • Motivation and mentoring of team members
  • Aggressively market and sell the Bank’s products
  • Reactivate inactive and dormant accounts
  • Profit maximization through quality Risk Assets creation
  • Develop and implement a marketing strategy meeting set revenue targets

Qualifications

  • HND or B.Sc in Marketing or related discipline.
  • Minimum of 5 years and more relevant work experience in as a Team Lead, Business Development/Sales & SME in a Microfinance Bank Setting.

Salary
N100,000 – N155,000 monthly.

Application Closing Date
15th October, 2021.

Method of Application
Interested and qualified candidates should send their CV and Cover Letter to: [email protected] using “Business Development / Loan Officer” as the subject of the email.

Note: Please candidate residing around Agbara, Iyana-Ipaja, Festac and environs will be given preference.

Job Title: Entry Level Loan Marketing Officer | IBILE Microfinance Bank Limited | Location: Island, Mainland, Lagos

Employment Type: Full-time

Job Description

  • The Loan Marketing Officers are responsible for the evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.

Responsibilities

  • Market loan products and process loan applications for SME, Public and Private Sectors.
  • Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
  • Determine all applicable ratios and metrics and set up loan payment plans
  • Complete loan contracts and counsel clients on policies and restrictions
  • Opening loan applications Conducting loan analysis by visiting the business and household of clients
  • Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
  • Presenting loan proposals to the credit units and informing the client about the decision of the credit units
  • Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
  • Ensuring high quality standards of the bank’s credit portfolio
  • Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Key Requirements

  • Minimum of B.Sc. or its equivalent in Marketing or related field.
  • Minimum of One (1) year cognate experience from a reputable Microfinance Bank.
  • Sound Risk Management experience and can disburse/deliver a Min of 20million Naira Loan Monthly with good success rate and track records.
  • Good knowledge of Lagos Island and Mainland markets
  • Ability to disburse SME, Public and Private Loans in large volumes without default
  • Experienced in repayment tracking and loan collection without a day default.

Skills:

  • Detailed and target oriented
  • Excellent team spirit and communications skills
  • Excellent Human Relations and Inter-personal skills
  • Goal oriented.

Salary
Very Attractive (With Incentives and Commission).

Application Closing Date
8th October, 2021.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using “Loan Marketing Officer” as the subject of the email.

Note: Only qualified candidates will be shortlisted.

Job Title: Business Development / Loan Officer | IBILE Microfinance Bank Limited | Location: Island, Mainland, Lagos

Location: Allen / Ikeja – Lagos
Employment Type: Full-time

Job Objective

  • To market IBILE MFB’s products with the objective of meeting financial targets while ensuring that customers’ needs are met.

Job Description

  • To aggressively market and sell the Bank’s products
  • Win new customers for the Bank
  • Ensure the retention of existing customers
  • Ensure the creation of Risk Assets for the Bank
  • Deposit liability mobilization
  • Drive the reactivation of inactive and dormant accounts
  • Ensure the Bank’s projection and visibility amongst new and existing customers
  • Facilitate and ensure set targets are met in line with marketing strategy
  • Updates job knowledge by participating in educational activities
  • Perform other tasks as assigned by Team Lead

Qualification

  • HND or B.Sc in Marketing or related discipline.
  • Minimum of 2 years and more relevant work experience in as a Relationship Officer/SME Officer in a Microfinance Bank Setting.

Salary
N100,000 / Month.

Application Closing Date
15th October, 2021.

How to Apply
Interested and qualified candidates should send their Cover Letter and Rresume with the subject stated as “Business Development / Loan Officer” to: [email protected]

Note

  • Please candidate residing around Ikorodu, Kosofe & Agbara, Iyana-Ipaja environs will be given preference.
  • Female candidate are advised to apply.

Job Title: Deposit Mobilization / Savings Officer | IBILE Microfinance Bank Limited | Location: Island, Mainland, Lagos

Location: Allen / Ikeja – Lagos
Employment Type: Full-time

Job Objective

  • Building and managing strategic relationships for fixed deposit customers, serving as the single point of contact for new business as well existing portfolios. Manage the funds of HNI (high net worth) customers.
  • Understanding the key trends related to the client’s industry or domain and providing value-added solutions / suggestions to the client.
  • Demonstrating an understanding of the client’s domain of activity and responding to the customer’s high priority needs for service and support.

Duties and Responsibilities

  • To drive the deposit mobilization arm of the business.
  • Develop and implement a business plan for identified target markets with identified volumes to drive high volumes of new deposits to the company.
  • Develop and implement a business development plan to improve the deposit mobilization and retention of deposit and also manage withdrawal attrition.
  • Develop and maintain relationships with corporate clients and individual depositors
  • Build new relationships with existing customers and new customers
  • Ensure fixed deposit account opening form is duly completed and registered.
  • Advice client of deposit status.
  • Innovate and develop attractive value-added deposit products together with the Business Development to achieve the overall deposit targets.
  • Innovate and improve ways of rewarding depositors in terms of interest earning on ordinary deposit, and fixed deposits.
  • Liaise with Deposit Mobilization Team Lead to ensure that, due diligence is always enforced to meet the requirements of the regulator and also protect the interest of both the depositors and the organization.

Qualification & Experience

  • Bachelor and / or Master’s Degree in Banking & Finance, Marketing and any other related course
  • 2 years minimum experience as deposit mobilization officer

Required Skills & Competencies (Technical and Soft Skills):

  • Target and results oriented and willing to take responsibilities
  • Possess excellent communication and presentation skills, with a basic level of sophistication in personal interaction and grooming
  • Have the ability to initiate and pursue projects approved by management on his initiative
  • Confident personality with good analytical and problem-solving skills.

Salary
N100,000 – N109,000 / Month

Application Closing Date
15th October, 2021.

How to Apply
Interested and qualified candidates should send their Cover Letter and Rresume with the subject stated as “Deposit Mobilization Officer” to: [email protected]