Fadac Resources and Services: Let us take the complexity of recruitment and talent management off your plate so you can get on with growing your business. Enjoy the benefits of a best-in-class Human Resource program that promotes a thriving workforce.

Credit Officer  – Fadac Resources and Services

Credit Officer

Location: Lagos

Job Description

  • This involves prospecting for new clients through outbound telephone and in person calling.
  • Assist with processing of all loans originated and managed by the unit.
  • Develop and manage client relationships with a particular emphasis on clients and loan programs.
  • Attend networking groups and events
  • Interviewing loan applicants
  • Collecting and analyzing information which reflects the current credit worthiness of prospects.
  • Presenting loan recommendations to the Head of Credit and loan as appropriate. It also involves working with the Bank’s operations team to
  • Set up a client’s new accounts and preparing portfolio for loan examinations and audits.
  • Establish, and negotiate where necessary, the terms under which credit will be extended, including the costs, repayment method and schedule, and collateral.
  • Monitor and manage loan repayment activities of own portfolio.
  • Meet assigned budget and goals.
  • Assist with processing of all loans originated and managed by the unit.
  • May perform related duties as assigned or as the situation dictates.


  • BSc Business Administration or related field.
  • 3 years proven work experience.
  • Knowledge of all aspects of credit and loans processes
  • Excellent verbal and written skills in order to communicate effectively with clients, prospects, while maintaining a high level of confidentiality.
  • A high degree of client service and administrative skills including knowledge of Microsoft Office programs such as Outlook, Word and Excel.
  • Ability to organize and prioritize in situations where changes frequently occur.
  • Strong credit and analytical skills. Attention to detail is critical.

Application Deadline

30th January, 2020.