Description

Michael Stevens Consulting – Our client, a reputable financial institution requires a suitable candidate for the position of:

Job Position: Credit Officer

Job Location: Rivers

Job Brief

  • We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
  • Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
  • Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.

Responsibilities

  • Review loan requests
  • Assess clients’ financial status
  • Evaluate creditworthiness and risks
  • Contact clients to gather financial data and documentation
  • Analyze risks and approve or reject loan requests
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Set up payment plans
  • Maintain updated records of loan applications
  • Follow up with clients about loan renewals
  • Monitor progress of existing loans.

Requirements

  • Proven work experience as a Credit Officer, Loan Officer or similar role
  • Hands-on experience with lending procedures and products
  • Ability to create and process financial spreadsheets
  • Strong analytical skills
  • Customer service experience
  • BSc in Banking and Finance, Economics or related field
  • Minimum of 2 years experience.

How to Apply
Interested and qualified candidates should send their CV to the provided email address with Job Title as subject of the email.

Location