Loan / Credit Officer Job at Rich-Oak

Job Title: Loan / Credit Officer | Rich-Oak | Location: Lagos

Rich-Oak is a fast growing investment, micro-lending and cooperative organisation dedicated to providing financial solutions to all classes of Nigerians. We have a vision of making two-third of Nigeria`s population financially free.

Duties

  • Meet with loan applicants to gather personal information and answer questions to evaluate their loan application and risk.
  • Assist to answer all loan services and customer phone calls.
  • Explain to applicants the types and terms of each loan to determine a loan that is suitable for their specific needs
  • Manage all loan payment methods and prepare all loan submission document
  • Track and maintain credit and loan information
  • Manage all communication with internal departments to facilitate all loan process.
  • Seek out new loan clients by contacting organizations and people.
  • Work with existing clients to strengthen relationships, encourage referrals and enhance your relationship among others seeking loans
  • Expand the loan client n base by bringing in more clients.

Qualifications / Requirements / Skills

  • Minimum qualification of B.Sc in Finance and Social Management related courses
  • Professional certification is an added advantage
  • Be a good judge of character
  • Willingness to learn and grow in the job
  • 2 years experience in a micro finance organisation will be highly considered as an edge
  • Outstanding interpersonal and communication skills
  • Understanding of loan regulations
  • Excellent decision-making skills in emergencies
  • Knowledge of computer office tools in getting job done
  • Mental stamina in processing loans
  • Customer service-oriented with exceptional sales skills.

Application Closing Date
30th December, 2020.

Method of Application: Interested and qualified candidates should send their CV to:[email protected]  using the “Job Title” as the subject of the email. 

Note: Only eligible candidates will be contacted. We appreciate your time and response, and we hope to be in touch shortly.