Loan Officer at Basic Consumers Kash (Ebonyi) Co-operative Society Limited

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Job Title: Loan Officer | Location: Ebonyi | Basic Consumers Kash (Ebonyi) Co-operative Society Limited

Basic Consumers Kash (Ebonyi) Co-operative Society Limited  is currently recruiting suitably qualified candidates to fill the position below:

Job Description

  • Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Analyze applicants’ financial status, credit, and property evaluations to determine the feasibility of granting loans.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information
  • Review and update credit and loan files.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Compute payment schedules.
  • Submit applications to credit analysts for verification and recommendation.
  • Handle customer complaints and take appropriate action to resolve them.
  • Work with clients to identify their financial goals and to find ways of reaching those goals.
  • Confer with underwriters to aid in resolving mortgage application problems.
  • Negotiate payment arrangements with customers who have delinquent loans
  • ) Market bank products to individuals and firms, promoting bank services that may meet customers’ needs.
  • Supervise loan personnel.
  • Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
  • Provide special services such as investment banking for clients with more specialized needs.
  • Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
  • Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
  • Arrange for maintenance and liquidation of delinquent properties.
  • Interview, hire and train new employees.

Requirement

  • B.Sc / HND in any Business related discipline.

Application Closing Date
26th August, 2020.

How to Apply
Interested and qualified candidates should send their CV / Resume to: [email protected] using the “Job Title” as the subject of the mail.