Loan Officer at Microcred Group

Location: Orile, Lagos | Loan Officer | Microcred Group

Job Description
Pre-Loan Disbursement:

  • Promote/market Baobab’s products to prospective clients
  • Visit and evaluate potential client businesses
  • Visit client’s personal house
  • Visit Co-debtor, guarantor’s house, and businesses
  • Analyze financial data of clients’ businesses
  • Analysis of quantitative and qualitative data of client businesses and households
  • Prepare loan documents for Credit Committee
  • Present loan files to Credit Committee
  • Enter loan files in the MIS.

Post-loan Disbursement:

  • Conduct monitoring visits to business and households
  • Follow-up on loan repayment
  • Manage loan recovery from active and write-off client until the last
  • Assess the impact of a loan before renewal.

Job Requirements
Education:

  • Minimum of HND qualification
  • Experience: 0 – 3 years
  • Basic Knowledge in accounting, finance, and mathematics
  • Previous work experience or training in sales (preferred)
  • Applicants must be between the age of 20 – 35 years.

Required Skills:

  • Fluent in English (written/spoken)
  • Detail-oriented
  • Target oriented
  • Articulate and well-spoken
  • High level of integrity
  • Dynamic and motivated individuals who like to work outdoors.

Application Closing Date
Jun 10, 2021

Method of Application
Interested and qualified candidates residing within the job location should send their CV to: [email protected] using the Job title and location as the subject of the email (E.g “Loan Marketer – Orile”).