MoMoney Job Recruitment [1 new]

Latest Mo Money jobs vacancies in Nigeria December 2021

  • Credit Officer


MoMoney is a fast-rising money lending financial technology company. Our organizational culture promotes an enabling work environment for career advancement, which can attest to by our vibrant workforce.

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Job Recruitment Title: Credit Officer December 2021 | Location: Lagos | MoMoney

Job Summary

  • We of no doubt need to widen our area of coverage; physical visibility and exponentially increase our clientele base, which necessitates the urgent filling of our credit officer’s position.

Job Description
The credit / loan officer shall be expected to:

  • Interface with potential and current customers, developing a sustainable business relationship.
  • Address leads and customer questions, complaints and escalate complex issues and questions to appropriate departments.
  • Develop strategies for effective sales individually and departmentally with the ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.
  • Reviewing and analyzing loan requests to determine financial and non-financial strength, risk level, and feasibility of proposed credit relationships and transactions
  • Filling out loan applications, performing credit analysis and loan request summaries, and submitting loan applications to loan committees for their approval
  • Credit analysis and evaluation of businesses through MoMoney laid down policy and procedures
  • Visiting the business /employer of guarantors and preparing a complete loan assessment according to MoMoney credit procedures
  • Monitoring and supervision of customer business and preparation of report in respect of any significant changes
  • Getting of client’s financial data and documents for loan processing
  • Interviewing loan applicants to determine financial eligibility and feasibility of repayment of loans
  • Maintaining records of loan applications
  • Recovering of loans
  • Follow up with clients on loan renewal
  • Monitoring the progress, financial status, and repayment of existing loans
  • Performing any official task as assigned by your line manager.

Qualification Requirements

  • Bachelor’s Degree in Accounting, Banking & Finance, Marketing, Economics or related field
  • 2 – 3 years of relevant experience as a credit/loan officer in an MFB or money lending Company

Skills Requirements:

  • Strong credit and financial acumen
  • Highly optimistic
  • A record of delivering high performance
  • A robust client database
  • Ability to meet deadlines
  • Outstanding analytical skill and ability to carefully work on sensitive financial information
  • Well-articulate and presentable
  • Strong communication skills (oral and written)
  • High level of integrity
  • Ability to think outside the box.

Application Closing Date
15th November, 2021.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.

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