Portfolio Analyst (Credit Portfolio Management) at Renmoney

Renmoney | Portfolio Analyst (Credit Portfolio Management) | Job Location: Ikoyi, Lagos | Portfolio Analyst

The Role

  • Analyze portfolio trends to identify at a granular level, and be able to communicate areas of risk and opportunity
  • Take ownership of daily, weekly and monthly credit risk reporting vital to the monitoring of the loan portfolio in a timely, accurate manner
  • Use analytical techniques to provide insight into key portfolios and segment trends
  • Present findings to risk managers to assist with improving the credit risk strategy to ensure the business operates within its agreed Risk Appetite and our customers are treated fairly
  • Work with data science team to present emerging trends and recommend areas for investigation
  • Performing reconciliation and validation routines

Skills and Experience

Must have:

  • Strong academic background in a highly numerate, scientific or computer science discipline (i.e. Economics, Mathematics, Finance, Physics, or related subjects) which must have quantitative units studied at undergraduate level
  • Excellent working knowledge of all Microsoft Office Products, (Excel, Outlook, Powerpoint) especially PowerBI
  • Advanced hands on SQL/My SQL skills to extract data from databases
  • Good communication skills with the ability to express technical ideas to a non-technical audience
  • Analytical mindset with ambitions for a successful career within Credit Risk
  • Information sponge – ability to remember fine detail and high desire to learn
  • Self starter with initiative – the ability to solve problems that arise, often encountering new situations you will need to have the mindset and determination to question the data until you have the answers

Desirable:

  • Minimum 3 years experience in a credit monitoring role or similar analytical role
  • Detailed knowledge and understanding of retail banking products
  • Producing reports for use by senior management and the board of the company
  • Previous experience in credit risk or an analytical role within commercial banking or financial services
  • Previous experience of making recommendations on business strategy to your superiors

Application Closing Date
Not Specified

Method of Application
Interested and qualified candidates should:
Click here to apply