Senior Credit Analyst at Mint Digital Bank

Job Title: Senior Credit Analyst | Location: Lagos, Nigeria | Mint Digital Bank

Mint Digital Bank – Mint Account is provided by Finex Microfinance Bank Ltd. Finex Microfinance Bank is licensed by the Central Bank of Nigeria. All deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC). Mint card is issued by Providus Bank under license by MasterCard. Smart people choose Mint – The Challenger Bank #NoNonsense Banking.

Job Brief

  • Mint Digital Bank is looking for a Senior Credit Analyst to determine our customers’ creditworthiness.
  • You will analyze financial data to assess the likelihood of a borrower honouring their financial obligations.

Responsibilities

  • Assess credit worthiness of existing or prospective clients
  • Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
  • Complete ratio, trend and cash flows analyses and create projections
  • Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
  • Determine in depth the degree of risk involved
  • Carefully analyse data and produce clear and objective reports
  • Routinely monitor loans for compliance
  • Adhere to credit policy and guidelines
  • Monitor corporate portfolio asset quality on an ongoing basis
  • Draft models of credit information that predict trends and patterns

Requirements

  • BS degree in Business, Statistics or related field
  • 4+ Years of proven working experience as a credit analyst
  • Proficiency in statistical packages and financial software
  • Up to date with legal, compliance and market risk related issues
  • Ability to analyze cash flows, leverage, collateral and customer strength
  • Strong communication and presentation skills
  • Sound judgment

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should send their CV to: [email protected] , [email protected] with the title of the mail as “Senior Credit Analyst”